I was riding in London in mid day traffic and I was indicating to turn left as the traffic lights were green for me to do so. Some pedestrians ignored the traffic lights and went to cross the road in front of me causing me to slam on the brakes. A car driving behind me crashed into me causing a lot of damage to my bike and me. I got whiplash injuries and a sprained wrist as well as cuts and bruises (I feel lucky that was all). The car driver’s insurer just called me and admitted liability but what is weird is that they have offered to appoint me a lawyer to act for me in my personal injury claim. I think this is a bit suspicious. Should I go with them or instruct my own solicitor?

 

Graham, London

 

I don’t see how a firm of solicitors appointed by your opponent’s insurer can possibly represent you in your claim. There is a clear conflict of interests. Your solicitor should be acting in your best interests and whatever they say I simply do not accept that a firm paid by your opponent’s insurer can do so. In my opinion they would be under pressure by the company who is paying them to settle the claim for as little as possible. I strongly suggest that you do not accept the services of your opponent’s insurer’s lawyers and you get yourself a solicitor who will act in your best interests to maximise your claim.